News zur IQ Option Regulierung IQ Option erhält 2020 CySEC Lizenz

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Contents

IQ Option Fined €180.000 By CySEC for Outsourcing Operations

CySEC highlights €55,000 of fines for misrepresenting risks on company websites.

The Cyprus Securities and Exchange Commission (CySEC) announced that its second target for today is IQ Option, a brand operating under its CySEC regulated entity IQ Option Europe limited, which has received a fine totalling €180,000, according to the CySEC filing.

Friday is the day of no mercy for the Cypriot regulator with CySEC just releasing another fine of €138,000 against OptionRally. The fines imposed today are a good opportunity for other brokerage firms to learn from the mistake and make sure that they will carefully obey the Cyprus watchdog’s rules.

Although the IQ Option fine announcement was made today (September 30, 2020), the decision was made during the CySEC board meeting held more than three weeks ago, on September 5.

Commenting to Finance Magnates on the matter a spokesperson for the company stated, “The fine was issued based on the results of CySEC’s inspection which took place at the Company’s offices on the 11th of February 2020. At the time of the inspection (beginning of February 2020) some procedures and policies of the company, due to its vast growth, were still in the implementation stage and as such were not in accordance 100% with the Law. Enhancements have already been made in this regard, especially to the points mentioned in CySEC’s follow up letter.”

“It is important to note that fines are usually issued within 6 months of an inspection, so at the point of the fine, the majority of issues had already been resolved,” he elaborated.

CySEC mentions in its statement that, among other things, that the company had taken mitigating actions in relation to: the provision of investment services in the Republic as well as the appointment of appropriate staff in Cyprus. Additionally it noted that IQ Option has updated its procedures manual in relation to policies and procedures and has taken other remedial actions.

“The above actions has been implemented within 2 months from the date of the inspection, that is beginning of April 2020. It was also noted by CySEC that the Company had not committed a similar violation in the past. Thus, the Company can confirm that, as at this moment, the information regarding non-compliance with governing regulation is outdated as most of the enhancements to procedures were implemented by the company in the beginning of April 2020,” the spokesperson explained.

Created in 2020, IQ Option is a binary options broker owned and operated by Alta Vista Trading Limited, Seychelles.

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The fines imposed by CySEC were due to multiple areas of non-compliance with:

  • the Investment Services and Activities and Regulated Markets Law of 2007
  • the Directive DI 144-2007-01 of 2020 of the Securities and Exchange Commission for the Authorisation and Operating Conditions of CIFs
  • the Directive DI 144-2007-02 of 2020 of the Securities and Exchange Commission for the professional competence of Investment Firms and the natural persons employed by them

Meanwhile, the given €180,000 fine is divided into 8 categories, according to the announcement. CySEC has explained how it arrives at the total fine based on the violations against the different parts of the provisions in the IQ Option regulation.

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The reason that the commission breaks down the fines is to serve as a reminder to other binary options brokers that they will also get the same fine if they decide to act unfairly towards customers.

Details breaking down the fines are as follows:

First of all, the company was fined €5,000 for not having its head office situated in Cyprus. Another €10.000 fine was given as a result of failure to approve the information provided to clients over the chosen liquidity provider.

In addition, the company did not maintain adequate and orderly records of client orders, transactions and marketing material. CySEC further explained that IQ Option’s senior management did not commit necessary time and effort to performing its duties and did not adequately review the effectiveness of the policies set up for its compliance with its obligations, and did not take appropriate remedial measures.

The company was fined a sum of €20,000 for not taking reasonable measures to prevent the operational risks regarding the outsourcing of their operations to a different third party. Another €40,000 fine was imposed for not acting in a way that would benefit the clients when assigning the trading bonus to them.

CySEC has found out that the information provided on the site, clients’ online accounts and through marketing material was not explained in enough detail or was misleading. For this, they have been fined a sum of €30,000.

The binary options broker was also fined €40,000 for not asking clients to provide the necessary information regarding their knowledge and experience to assess whether the offered investment service or financial instrument was appropriate for them. On a related note, CySEC issued a fine of €15,000 since the information provided on the company website was not sufficient to allow clients to reasonably understand the nature and risks of the investment service the company offers.

Finally, CySEC highlights a €20,000 fine for not taking all the reasonable steps to obtain the best possible result for its clients when executing orders, which resulted in some cases in losses for clients when they could have made profitable trades.

Beginner’s Guide to IQ Option: Complete Review

IQ Option is an online trading platform that enables customers to trade a variety of financial instruments and assets such as Binary Options, Stocks, Forex and of course Cryptocurrencies.

Founded in 2020 and operated by IQ Option Ltd, the site has quickly became one of fastest growing online trading platforms and claims to have over 20 million account holders from around the world.

IQ Option is also based in Cyprus and regulated in the EU by the Cyprus Securities and Exchange Commission (CySec), the company is fully compliant with the legislation put forward by the commission and fully authorized to sell their products to clients in a number of jurisdictions.

Risk Warning: Your capital might be at risk.

Take a look below as we walk you through the site and offer our full review of the service.

IQ Option at a Glance

Broker IQ Option
Regulation CySEC (Cyprus)
Minium Initial Deposit
$10
Demo Account
Yes
Asset Coverage CFDs, ETFs, Forex, Cryptocurrency, Stocks, Indices, Commodities
Leverage 30:1 Retail Traders, 1000:1 Professional Traders
Trading Platforms Proprietary Web, Mobile App

What it Offers

IQ Option is a comprehensive trading platform that provides its users with a wealth of alternatives, and after starting out as a binary options broker, IQ Option now allows customers to trade Contracts for Difference (CFDs) on stocks, Cryptocurrencies, Exchange Traded Funds (ETFs), Forex, and a range of various digital options.

  • CFD on Stocks – IQ Option allows users to trade CFDs on stocks from over 176 different companies, including the most successful businesses listed on the NASDAQ and NYSE.
  • Cryptocurrencies – Users can also trade 12 of the top cryptocurrencies including Bitcoin, Ethereum, Litecoin, Ripple, Monero, Zcash, Omisego, IOTA, and Dash.
  • ETFs – EFT trading is a relatively new product, and ETFs work by tracking commodities, indices and baskets of assets. These can be traded in the same way as common stocks, and traders can choose from approximately 4288 different ETFs.
  • Forex –FX trading, or Forex, is an extremely popular trading market and IQ Option provides access to around 188 currency trading pairs. This allows users to trade their favourite foreign currencies with ease.
  • Options – Users can speculate on the price of a number of different assets, which include currencies, stocks, indices and commodities. The platform currently provides a gateway to over 10 million options.

IQ Option Demo Account

Like many competitors, IQ Option offers a demo account. However, IQ Option’s demo account stands out. This is because there is no limit on how long you can use the demo account. That allows you to get truly comfortable with your trading techniques. It also allows you to test new trading strategies in the future.

The IQ Option demo account includes $10,000 in virtual funds. If you use all of those virtual funds, you can easily have the amount replenished, allowing you to continue practicing your trading techniques.

Another standout element of the demo account is the fact that you do not need to provide personal information before using it. This is not always the case with competitors. The lack of personal information required for a demo account helps potential clients protect their privacy.

IQ Option Real Accounts

IQ Option requires a low minimum deposit and new traders can start off by just depositing $10 in order to gain access to a live account, there are currently two trading account options:

  • Real Account. This can be accessed with the $10 minimum investment and there are no restrictions on trading functionality. This account provides access to over 70 assets and users can request withdrawals that are processed within 24 hours. Real account holders can also take part in various trading competitions held on the platform ( customers outside of the EU ).
  • VIP Account. – This is available to Traders who:
  • Make a deposit of $1900 or an equivalent amount in other currencies, or Have a trading volume of $15000 “IQ Option Ltd. provides VIP status for traders from non-EEA countries”
  • In addition to the features found on the real account, the VIP account also includes a personal manager who is always ready to assist traders with any queries and issues. The VIP account also comes with a monthly report on user trading records, which is performed by the platform’s analysts and gives customers valuable feedback on their performance.

IQ Option Signup

The best way to get started is to sign up via Facebook, Google, or to simply create an account by using an email address. After inputting your details and creating a password you can proceed.

When this is done you can immediately use your practice account or top up your real account before moving on to live trading. A pop-up will notify you of the creation of both your practice account and real account.

IQ Option has developed its own proprietary platform and this makes navigating the site an enjoyable experience. The platform has been generally well designed with an intuitive approach and it’s quite easy to locate all the various tools and features. The free demo account also provides users with the possibility to trade with all of the underlying assets. As a result, there are a variety of options regarding types of trades and users can quickly switch between their preferred assets. The platform also offers a range of charting tools such as Bollinger bands and moving averages which all help enhance trading capabilities.

IQ Option Deposits

With IQ Option, there is a minimum deposit of 10 USD/GBP/EUR. You can select your preferred form of deposit, and IQ Option does not charge any fees for depositing funds.

To make your first deposit, you will need to go through the account verification process which in the EU involves adding your phone, personal information, adding your trading experience and uploading photo identification. Different countries will have different requirements and also will need verification to make withdrawals from the site.

IQ Option offers its customers a number of ways to make deposits and withdrawals to and from their trading accounts. Users can currently use debit services such as Maestro and Visa Electron, or credit cards like Visa and Master Card. Customers can also use a host of payments processors such as Skrill, WebMoney, Cash U, Neteller and Moneybookers.

There is also the option to process payments via Wire Transfer and the current minimum withdrawal amount is $2, while the estimated time to withdraw funds is 1 business day. Your bank may charge fees for this process.

As of the time of writing, IQ Option still does not allow for deposits via PayPal. However, the platform is working to make this an option.

IQ Option Withdrawals

When it comes time to withdraw funds from your IQ Option account, the method used will vary based on the deposit method. In the case of deposits via a credit or debit card, you must withdraw the initial deposit amount onto the card. Since this transaction gets processed as a refund, you can only withdraw up to this amount to your credit or debit card, including deposits made within the past 90 days. Any profit that is over this amount will need to be withdrawn via a bank transfer or your chosen e-wallet.

The e-wallet options for withdrawals are identical to those for deposits, including Skrill, WebMoney, and Neteller. Alternatively, you can withdraw those profits via a bank transfer. Keep in mind that opting for a bank transfer does come with a fee of $31. In the case of deposits made via an e-wallet, you must withdraw the funds to your same e-wallet account.

Regardless of your withdrawal method, IQ Option will process your request within three business days. Bank cards and payment providers may require additional processing time.

Keep in mind that before you can withdraw funds from your IQ Option account, you must verify your account by submitting identification documents. This involves uploading:

  • A photo ID, such as a driver’s license or passport
  • In the case of a deposit made via a bank card, you must also upload an image of both sides of every card used. Hide the CVV number and the middle digits of your card number. Keep the first six and final four digits visible. This is for your own security.

How to Trade on IQ Option

Trading on IQ Option is relatively intuitive and the trading platform is very well designed. You will see the chart is in the center with buy and sell boxes to the right hand side. Your balance is displayed at the top along with any assets you are currently trading.

You can use the drop down located at the top left of the chart area to choose which instrument to trade. The drop down contains FX Options, Forex, Stocks, Crypto, Commodities, Indices and ETFs and from that you can then select or search for your chosen asset.

You trade right from the Web Trader’s interface. To the right of the graph for your chosen asset, you will see options to buy and sell. You simply fill out the amount of the asset you wish to purchase and submit your order.

You can also place an order easily via the mobile application, and the overall setup is very similar. To the right of your chart, you will see the same options, with the ability to adjust investment, leverage, and price and then select buy or sell. For clarity, this section of the trading platform will also display the spread.

Users can also easily search for their favorite cryptocurrencies and analyze all of the most relevant and up to date information. In addition to offering Bitcoin and Ethereum, IQ Option also offers at least 10 other cryptocurrencies to trade. These include Dash, Ethereum Classic, IOTA, Ripple, Litecoin, and Monero.

Risk Warning: Your capital might be at risk.

The interface also provides easy to find links to chats, trading history, and customer support, and in the event of any issues, users can quickly open up a dialogue with the support team. Another standout feature is the resources section that provides access to training and education materials. A number of short training videos are integrated into the site and traders can access these resources without having to leave their training accounts.

The demo version of trading platform is also the same as the live version, and traders can improve their skills by using the $10000 of virtual funds that come with the practice account. Even if things go badly, these funds can be replenished, giving traders a consistent pool of funds to practice with.

Order Types & Stop Loss Tools

As is expected of modern trading platforms, IQ Option gives traders a range of order types to reduce risk and customize the trading experience. The variety of order choices lets traders create strategies that are short-, medium-, or long-term and featuring a variable return. Multipliers let traders increase the risk level for an investment with a corresponding increase on the return.

Stop loss orders let traders set maximum losses that they will accept, automatically closing the trade if it is triggered. Take profits do the same thing but when the trade reaches the profit you specify. A trailing stop will lead to dynamic operation of an auto-close at loss, moving with the price in the direction the trader indicates. Purchase at preorders lets traders set a price at which enter the market.

To supplement the order types, IQ Option offers a range of tools for setting stops and take profits. While most brokers just let you select the asset price, IQ Option lets you set the take profit or stop loss at either a percentage, numerous loss, or specific asset price. There is also the choice to apply the dynamic stop loss or trailing stop and the ability to use the balance to keep a position open if it exceeds the stop loss.

Order Types

There are numerous order types available with IQ Option, with the specific types of order available varying by asset.

  • Multiplier orders allow you to increase the return on investment and your level of risk via a coefficient. This is a popular tool among advanced traders, but it should only be used by those with experience due to the increased risk. When used properly, it can dramatically increase potential profits.
  • Stop loss orders let you set maximum losses that you will accept. When this type of order gets triggered, it automatically closes the trade to minimize your losses.
  • Take profit orders are almost the opposite of a stop loss order. You indicate the amount of profit you want to reach, and the order automatically closes when it reaches this point.
  • Trailing stop orders build on the idea of a stop loss by dynamically using auto-close at stop. A trailing stop order will move with the changes in price in the direction that you indicate.
  • Finally, a purchase at or pre-order lets you choose the price at which you want to enter the market. When the market reaches this point, the trade will automatically be executed.

Charting Tools

To ensure traders can get the most from the IQ Option trading platform, the broker offers a long list of charting tools that can provide insights and help clients craft their trading strategies.

Candle charts are among the most popular for IQ Option traders. These candles indicate a period of time, with solid colors indicating volatility during the given period and points marked for the price at both the beginning and the end of the given period.

Hollow candles are similar. However, instead of always using solid colors, the positive candles are hollow and the negative candles are solid.

IQ Option also offers area charts that show the price in the form of a line, complete with shading for the area underneath. Line charts are similar, but the area underneath the line is not shaded.

Finally, bars, like candle charts, cover a period of time you specify. They indicate the prices at the beginning and end of the period but do so with vertical lines. There are complementary horizontal lines that display the prices at open and close.

Indicators

With the indicators on IQ Option, you can spot trends and better identify potential trades that will lead to profit. IQ Option offers 13 indicators that are available via the charting interface.

Many can be used independently or together to maximize your results and insights.

  • Moving Averages (MAs) include Simple Moving Averages, Weighted Moving Averages, Smooth Simple Moving Averages, and Exponential Moving Averages. These can help provide insights into current trends and can be used with other indicators.
  • The Moving Average Convergence Divergence (MACD) shows where moving averages converge and diverge, essentially visualizing the ratio between two Exponential Moving Averages (EMAs).
  • The Parabolic SAR has a similar purpose to moving averages. However, the position changes based on the price and it moves in conjunction with higher acceleration. It shows up in a group of small dots.
  • The Awesome Oscillator indicates a visualized ratio of two SMAs (Simple Moving Averages), with one fast and one slow. The indicator helps show new trends’ development and completion.
  • Bollinger Bands are trend indicators showing a dynamic range for price movement.
  • Volume Indicators show the quantities of your chosen asset that were bought and sold within a given period, indicating interest.
  • The Alligator Indicator helps you assess market movement in terms of direction and assists with filtering Side Bands (no-trend periods). Overall, this indicator helps traders find emerging trends, and it is cross-functional.
  • The Relative Strength Index (RSI) helps figure out a current trend’s strength, as well as potential reversal points. It compares asset price growth (absolute) with the total price reduction, showing it via a curve.
  • The Stoch or Stochastic Oscillator indicators show a price’s current position in comparison to the extremes from your selected period. This is shown as a percentage and helps you determine likely reversal points.
  • The Average True Range (ATR) displays a trading asset’s current volatility within your chosen period and determines the change rate of quotes.
  • The Average Directional Movement Index (ADX) shows a trend’s strength before the price movement begins. It can also indicate potential market volatility changes.
  • A fractal is a series that includes a minimum of five Japanese candlesticks, showing the local maxima and minima of price curves as well as market reversal points.
  • Finally, the Commodity Channel Index (CCI) measures the speed associated with price movements. It helps traders determine upcoming market reversals and can detect extrema or assess a trend’s strength.

Additional Features

IQ Option places a good amount of focus on its users and the platform enables customers to trade with confidence by incorporating a number of features that greatly enhance the overall trading experience. These include:

Mobile Integration

IQ Option offers a mobile web trading solution in addition to a specific mobile application, which gives users greater flexibility regarding mobile trading options. The app has a clean, intuitive graphical interface and is easy to use; it also has most of the charting options found on the standard platform. The app also provides push notifications, and users can set key trading levels which result in alerts any time these levels are breached. The app works on tablets as well as smart phones and the platform is available to both Android and Apple iOS device holders.

Trading Competitions

If you are outside the EU, then Customers are provided with the chance to test their skills against other traders via a number of Binary Option tournaments. These frequent tournaments are usually around 30 minutes in length and require a small entry fee. After signing up, users are given $10k in virtual funds and at the end of the competition; the trader with the highest returns wins a prize.

The prize can be fixed or be related to the number of people who entered the tournament, and at best allows the winner to receive a payment of up to 100x the entry fee. If users deplete their virtual funds, they can buy in again and continue to take part in further tournaments. This provides users with an interactive way to test their trading capabilities as well as pick up new trading techniques.

As always, please note it is possible to lose your entry fees when taking part in competitions.

Education and Training Resources

IQ Option also makes a wealth of data available for all its users, and the site incorporates training resources that can benefit both newer and more experienced traders. These include various trading videos, as well as webinars and tutorials. Users also have access to a number of e-books and an FAQ section that covers the most common questions. These training materials provide valuable information to for traders of different abilities and experience.

IQ Option Affiliate Program

IQ Option offers an affiliate program for those who want to supplement their income by encouraging others to sign up to use the platform. When you become an affiliate, you simply share your affiliate link, whether this is on a website, blog, or somewhere else. From there, a user will click the ad or link. When they sign up, it will be associated with your unique ID.

Your rewards arrive when the users you encourage to sign up start trading on IQ Option. Based on the trading activity of the client, you can earn as much as 70 percent of the broker’s profit. This continues for life, allowing for passive income opportunities. The earnings are paid out two times every month, and you can choose your preferred payment method. To date, IQ Option has 115,410 affiliates in 178 countries. On the day of writing, IQ Option affiliates had already earned $35,015.50 just that day alone. You can view up-to-date figures on the countries, customers, affiliates, and amount earned by affiliates for the day on the IQ Option affiliate page.

The IQ Option affiliate program does not allow for a negative balance, as there are no deductions from your profit, only profits. There is also cross-platform support with options for mobile and web, multilanguage support, and universal links. The program even provides analytics, complete with reports that include data filters.

In addition to the regular affiliate program, IQ Option offers an IQ Option CPA program, which it advertises as among “the most lucrative” programs of its type within the industry. Qualified traders can receive payments between $35 and $1,200. As with the regular affiliate program, the CPA program receives payments twice each month and gets useful data. There is also a convenient calculator to determine approximate income from CPA program affiliates.

History of IQ Option in Numbers

As mentioned, IQ Option was founded in 2020. Since then, the broker has grown considerably and includes specific figures on its website to help show its growth. Starting with the number of active users, there were 8,110,000 registered users in 2020, which had nearly doubled to 14,680,000 by 2020 and reached 25,580,000 in 2020. This represents registered user growth of a whopping 17 million just between 2020 and 2020.

Not only did IQ Option have an expansive growth in active users, but the countries that these traders were from increased. In 2020, IQ Option had traders in 135 countries, growing to 148 countries in 2020, 150 in 2020, and 151 in 2020.

IQ Option also lists the figures related to trades throughout the years. Between 2020 and 2020, the number of daily transactions increased by nearly 70 times. Between 2020 and 2020, this figure grew another 2.5 times. For those interested in specifics, 2020 had an average of 646,000 transactions each day, which increased to 956,000 by 2020 and 1.8 million by 2020.

Or you can look at the figures representing growth in terms of trading volume per month. Between and 2020, this figure increased by about 23 times. In 2020, the figure was $16 million, which became $89 million, an increase of 5.5 times in just a year. By 2020, this was $184 million, more than doubling in just a year. Between 2020 and 2020, the monthly trade volume increased to a whopping $380 million. This means that for two consecutive years, IQ Option doubled its monthly trading volume.

That trading volume does not all stay inside the platform. Instead, there is also an increase in the amount that traders withdraw from the platform each year, showing that the active users are truly earning money. In 2020, traders withdrew $1.5 million per month, which became $5.8 million in 2020 and $10.8 million in 2020. In other words, 2020 saw 1.8 times more money withdrawn by traders from IQ Option compared to the previous year.

It is also worth noting that these withdrawals have increased in speed. In 2020, IQ Option made changes to offer instant withdrawals. This allowed for 68 percent of withdrawal requests to be processed immediately. Now, the average time for processing a withdrawal from IQ Option is just one day. The order processing has similarly improved, now averaging just a second.

IQ Option also offers indications of how its customer support has improved over the years. When chat support began in 2020, there was an average wait of 7 minutes for a reply in chat, which decreased to 4 minutes in 2020, 46 seconds in 2020, and 38 seconds in 2020. On a similar note, the amount of time it took to answer a ticket decreased from two hours in 2020 to 24 minutes in 2020 to just 16 minutes in 2020. Some of this is also due to the growth of the support team, which only had 25 members in 2020 but grew to 39 members in 2020 and 78 in 2020.

The number of affiliates has also grown from 3,000 in 2020 to 84,000 in 2020. This included 21,000 affiliates in 2020 and 48,000 in 2020. Along with the growth of affiliates, those affiliates have consistently earned more every year. Affiliates earned $200,000 monthly in 2020, $810,000 in 2020, $2.3 million in 2020, and an impressive $4.6 million in 2020.

IQ Option Awards

Over the years, IQ Option has accumulated an extensive list of awards, each of which shows off one of the platform’s strengths. The Academy of Interactive & Visual Arts honored IQ Option with the 2020 Award of Excellence, which is the highest honor from the Communicator Awards. IQ Option was recognized by the voting committee as the top trading app in the Financial category.

In 2020, IQ Option earned the Rising Star award for “The intelligent trading app for binary options” from the Mobile Star Awards, the largest annual awards program worldwide for mobile software and innovations. The organization praised IQ Option for its design and efficiency.

The Web Marketing Association honored IQ Option with the Best Technology Application in 2020 for the company’s mobile application.

IQ Option also earned the Century International Quality Gold ERA Award from the Business Initiative Directions Group as recognition for the company’s commitment to Excellence and Quality, especially within Customer Satisfaction.

Going back a bit further to 2020, IQ Option earned the title of Best Binary Options Broker Europe 2020 from the Global Banking & Finance Review. The broker also earned the title of Most Innovative Binary Option Platform from the IFM Awards in 2020, as well as the Best Mobile Trading Platform in the same awards.

Global Brands Magazine, which is a reputable brand observer in Britain, honored IQ Option with the title of Fastest Growing Binary Option Brand. In the Forex Awards 2020, IQ Option was named the Best Trading Platform. Also in 2020, the MasterForex-V awarded IQ Option as the World’s Leading Binary Options Broker and the Most Reliable Binary Options Broker.

The FX Report Awards named IQ Option the Best Binary Options Broker in 2020. In 2020, the same year IQ Option was founded, the company earned the title of Most Innovative Binary Option Broker from Moscow’s ShowFx World conference. At the IAIR Awards, IQ Option earned multiple awards, including the Best Binary Options Broker and the Best Binary Options Broker/Trading Application.

IQ Option Jurisdictions, Languages, and Countries

IQ Option has clients from 151 different countries. The platform and website are currently available in 13 languages, allowing traders from around the world to trade in a language they are comfortable with. For further international appeal, IQ Option lets traders select from one of the following currencies for funding: GBP, EUR, USD, Yuan, MYR, IDR, and RUB.

IQ Option is owned and operated by a company within the European Union. As such, IQ Option has a license from CySec, the Cyprus Securities and Exchange Commission. To receive that license, IQ Option met, and must continue to meet, minimum requirements related to marketing restrictions, client funds, and trading products. The registration in Cyprus as a financial services provider has number 247/14, giving IQ Option the ability to take on European clients, who then receive full CySec protections.

Due to CySec regulations, all client funds must be stored in segregated accounts that IQ Option cannot access for its own brokerage business. CySec regulators also offer a level of deposit insurance, which protects a certain level of all investments made with IQ Option if something happens to the broker.

IQ Option USA

Unfortunately, IQ Option is not available to traders in the United States. The broker is available in 178 countries around the world, but the United States has stricter restrictions and regulations, meaning American traders cannot use the broker. Other countries that you cannot use IQ Option in include Canada, Russia, Australia, France, Japan, Belgium, Turkey, Israel, Iran, Syria, and Sudan.

IQ Option Customer Support

IQ Option allows users to contact the support team via email, contact form and a chat function. The site claims to respond to all queries within 46 seconds and aims to resolve all tickets within 24 minutes. There are currently around 83 customer service specialists on the team and traders who require a more personalized service can upgrade to the VIP account which comes with a personal account manager.

IQ Option retains an international focus and aims to cater to traders from around the world. The platform offers the possibility to trade in a variety of different currencies such as USD, GBP, EUR, Yuan, RUB, TRY, IDR and MYR. In addition to this the site also provides support in languages such as English, French, Italian, Spanish, Portuguese, Chinese, Korean, Arabic, German, Turkish, Thai, Hindi, Urdu and Norwegian.

However, due to a variety of different regulations, the site does not provide its services to citizen or residents of the United States of America, Australia, Canada, Belgium, Israel, Palestine, Japan, Sudan, Syria, Iran, North Korea or Russian Federation.

IQ Option also adheres to the required standards of identification and users should note that when they register for a trading account they must provide their personal data and verify their email address and telephone contact number. Potential users who are unable to do this will be unable to complete their account registration.

  • Also after funding your account, you will be asked to provide further personal information in order to complete your account verification. IQ Option will expect to receive copies of identification documents such as:
    Passport or National ID Card issued by a Government Authority
  • Proof of Address in the form of a Utility Bill or Bank Statement is required from EU residents.

IQ Option Customer Reviews

Most online reviews from customers of IQ Option are positive, but there is the occasional negative review, as should be expected. Some complaints relate to the fact that IQ Option requires KYC procedures to verify your identity before you withdraw funds. However, these procedures are normal for any broker dealing with fiat currency, and even many cryptocurrency exchanges require KYC procedures.

Some users also indicate that withdrawing funds can be challenging at times with the occasional issue related to having an account blocked. However, this does seem straightforward to resolve and may come down to KYC issues; the reviews are not clear on the cause.

Those reviews that indicate complaints against IQ Option are regularly interspersed with positive reviews. It also seems that many of the negative reviews posted online are not actually from customers. Instead, they are from people who claim to have had issues as a way to promote another service. When you look at online reviews from people who claim to be customers of IQ Option, remember to take them with a grain of salt since many are clearly from competitors or people with ulterior motives.

When read with a critical eye, the overall trend of seemingly valid reviews of IQ Option from customers seems to be neutral to positive.

Is IQ Option a Scam ?

While carrying out this review and researching other people’s opinions online, we found a number of complaints from people calling the site a scam. Some reasons mentioned are that they disabled a person’s account which didn’t allow them to withdraw their balance and a lot of disgruntled people who seem to have lost money trading on the platform.

But we also found overwhelming number of positive comments about the company which seems to point that the few who have had problems with them are the more vocal people online.

In our view there is absolutely no way this company can be considered a scam, the company is a tightly regulated business with a high revenue turnover, official business premises and high quality website and trading software.

Is IQ Option Safe?

In addition to practices such as maintaining segregated accounts for client funds, IQ Option offers security in several other ways. Unsurprisingly, the broker has full SSL encryption. As such, all communication that traders send to the broker’s servers is encrypted in a way that meets AES 256 Bit encryption standards. That encryption limits the ability of hackers to access information, letting IQ Option supply added protection of both client funds and information.

Conclusion

IQ Option is an impressive platform that provides its users with a great amount of value. The site merges a good level of transparency and functionality and users can be comfortable knowing that the platform is in keeping with the latest financial regulations.

Trading on the site is generally quite a smooth experience and the platform utilizes an intuitive UI that is easy to navigate. The platform and trading application is functional enough for professional traders whilst also being simplistic enough to allow new entrants to painlessly learn the trading process.
IQ Option is a company on the rise and has grown to managing almost 15 million accounts and processing 3 million trades per day. The site also enjoys a trading volume of $11 billion a month and pays out approximately $5.7 million to its users on a monthly basis.

The site does have its drawbacks, and users who require extensive interaction with a customer service agent may be unfulfilled by the two account levels. In order to be in consistent communication with a personalized account manager traders are expected to pay a $3000 fee which may be too restrictive for some. The site is also proving to be popular with traders around the world and despite IQ Option devoting time and energy to developing its customer service, there is the possibility that users may have to wait for more than 24 minutes in order to have their queries processed.

Finally, IQ Option is not available to the residents of countries such as the United States, Canada, and Japan. These nations are home to large numbers of financial literate individuals and the platform would be better off with their presence. However, IQ Option still caters to traders from over 178 countries and provides a comprehensive service to all its users. The platform caters to stock, Forex, and cryptocurrency traders and individuals who sign up can be sure to interact with an intuitive platform that provides access to a wealth of resources, and trading options.

Risk Warning: As always with trading, you should know the risks before hand – these are volatile markets where it is completely possible to lose large sums of money if you do not know what you are doing. Make sure to do your research, learn the platform inside out and never risk more money than you can afford to lose.

Обзор брокера IQ Option: условия работы, развод или нет + реальные отзывы

И снова здравствуйте.

Надеюсь, вы уже прочитали все теоретические статьи и приняли решение начать реальную торговлю. Для этого первым делом нужно выбрать хорошего брокера, который не кинет вас на деньги.

Я провожу максимально объективный и честный обзор различных брокерских компаний. В данной статье будем разбирать брокера Айкью опцион. Специально для вас облазил весь интернет и собрал нужную информацию, из которой станет ясно, что это за контора.

О брокере

Название IQ Option
Год основания 2020
Регулятор и лицензия Лицензия CySec №247/14, ЦРОФР RU 0841 АА Vv0315
Рейтинг надежности 1/10
Доступные активы Акции, опционы, индексы, товары, форекс, криптовалюты
Торговая платформа Веб-платформа, мобильное приложение.
Минимальный депозит 10$
Адрес головного офиса Кипр, Лимасол
Официальный сайт www.iqoption.com
Адрес горячей линии suppo[email protected]
Виды поддержки Онлайн-чат, телефонный звонок
Бесплатный демо-счет Есть
Минимальная комиссия 0,003% (на валютные активы)
Рейтинг Низкий

Краткая история брокера и награды

Компания IQ Option начала деятельность в 2020 году на Кипре.

Компания имеет лицензии ЦРОФР и CySec, что позволяет ей вести брокерскую деятельность на территории всего мира. В 2020 году Айкью опцион приняла решение уйти с российского рынка.

На официальном сайте конторы указано множество наград от различных журналов и мероприятий. Основные номинации Айкью опцион следующие:

  • лучший брокер бинарных опционов;
  • лучшее приложение для онлайн-трейдинга;
  • знак качества.

Какие услуги предлагает

Перечень взят с официального сайта Айкью опцион:

  1. Демо-счет, реальный счет, vip-счет.
  2. Обучающая программа для новичков.
  3. Удобная торговая платформа.
  4. Более 500 активов для трейдинга, бинарные опционы, цифровые опционы (digital).
  5. ОТС-трейдинг.
  6. Турниры.
  7. Техподдержка 24/7.
  8. Ввод/вывод средств без комиссии.

Инструменты торговли и инвестирования

На момент написания статьи список активов Айкью опцион следующий:

  • 172 акции;
  • 88 валютных пар на рынке Forex;
  • 54 опциона;
  • 6 видов товаров (нефть и драгметаллы);
  • 11 биржевых индексов;
  • 21 ЕТF-фондов;
  • 24 криптовалюты.

Торги по низколиквидным активам могут временно приостанавливаться.

Информационное сопровождение

Ежедневная аналитика Ежедневный обзор рынка, календари событий, история котировок
Семинары и обучение Видеосеминары, обучающие статьи
Торговые идеи Теханализ, фундаментальный анализ, собственные торговые стратегии

Условия обслуживания и тарифы

Типы счетов Демо, реальный, VIP
Минимальная ставка 1 $
Максимальная ставка 5000 $
Бонус Нет
Выплаты До 95% от ставки на бинарных опционах, до 900% на цифровых опционах
Время экспирации От 1 минуты до 1 месяца
Валюта депозита Любая
Плата за вывод денежных средств Не взимается
Способы пополнения и вывода Visa, МС, Skrill, ЯД, ВМ и т. д.

Программное обеспечение и мобильная торговля

IQ Option имеет собственную торговую платформу с удобным и понятным интерфейсом. Трейдер видит всю информацию о котировках в режиме онлайн, может легко выставлять лимитные и рыночные ордеры, использовать плечи, стоп-лоссы, быстро переключаться между счетами.

Разобраться в работе платформы Айкью опцион сможет любой новичок, но на всякий случай есть обучающие видео.

ПО от Айкью опцион можно установить себе на компьютер или воспользоваться онлайн-версией платформы. Для пользователей Android и iOS разработано бесплатное мобильное приложение, работающее еще быстрее своего аналога под Windows.

Дополнительные сервисы

Помощь управляющих Не предусмотрена.
Доверительное управление активами Только самостоятельная торговля.
Страхование сделок Не предусмотрено.
Бонусы и скидки Имеются бонусы на пополнение до 30% (при условии достижения определенного оборота).
Конкурсы Турниры по трейдингу (платные).
Партнерская программа Привлечение рефералов.

Работа с брокером

Первым делом нужно завести аккаунт у брокера и получить доступ в личный кабинет пользователя. Затем скачать торговую программу, внести депозит и начать торговать. Все с Айкью опцион очень просто.

Регистрация на официальном сайте

Переходим на сайт брокера Айкью опцион, ищем кнопку «Регистрация», вводим все нужные данные, регистрируемся. Электронный адрес нужно указывать настоящий, на него будет отправлена ссылка для подтверждения.

Поскольку официально брокер не работает с резидентами РФ, он может потребовать KYC-верификацию, но об этом мы еще поговорим.

Если сайт Айкью опцион не работает, используем зеркало/прокси/VPN.

После регистрации будет открыт личный кабинет со всеми возможностями.

Инструкция по открытию счета

Для открытия счета в личном кабинете Айкью опцион следует просто выбрать соответствующий пункт. Счет будет открыт автоматически. После этого остается лишь ввести данные аккаунта в торговую программу от IQ Option и выбрать тип счета.

Стоит отметить, что для начала торгов на реальном счете нужно пополнить баланс хотя бы на минимальную сумму. Бесплатно доступен только демо-счет. Пользователи Айкью опцион, внесшие на баланс более 3000 $, получают доступ к VIP-счету.

Демо-счет

Для торговли на демо-счете необходима только регистрация. Вы получите виртуальный баланс, за счет которого можно совершать виртуальные сделки. Количество виртуальных денег не ограничено.

Демо-счетом Айкью опцион обычно пользуются новички: он позволяет подробно ознакомиться с торговой программой.

Пополнение и вывод средств

Для пополнения баланса следует выбрать удобный способ и провести платеж.

Стоит отметить, что валюта депозита у Айкью опцион выбирается только единожды: все последующие пополненные денежные средства будут конвертироваться в эту валюту. Изменить выбор нельзя.

Способы пополнения самые разные. Из топовых платежных систем брокер Айкью опцион не сотрудничает только с Paypal.

Вывод денег проводится мгновенно на любую платежную систему мира. Комиссия обычно не взимается, но некоторые банки могут быть исключением и брать некоторую плату.

Техническая поддержка

При возникновении любых вопросов можно обратиться в службу поддержки Айкью опцион, работающую 24/7. Решить свой вопрос возможно онлайн в чате с оператором или с помощью бесплатного телефонного звонка.

Телефонная поддержка работает не для всех стран, в том числе и не для РФ. Список доступных стран можно посмотреть на сайте брокера Айкью опцион.

Плюсы и минусы компании

Преимущества брокера Айкью опцион следующие:

  1. Низкий минимальный порог вхождения на рынок.
  2. Обучающие программы.
  3. Высокотехнологичное торговое ПО.
  4. Наличие турниров и реферальной программы.
  5. Большое количество активов.
  1. Нет доверительного управления и автоследования.
  2. Прибыль 900% недостижима ни при каких условиях.
  3. Брокер в любой момент может потребовать верифицировать аккаунт — предоставить паспортные данные и фото.
  4. Дополнительная комиссия за простаивание денежных средств на счете более 90 дней.

Жалобы на брокера

Жалобы классические — завел депозит, начал торговать, итог один из двух: брокер выставил не соответствующие рынку котировки на своей торговой кухне, ставка не сработала; наторговал в плюс, запросил вывод — аккаунт заблокирован без объяснения причин. Жалоб на Айкью опцион огромное количество, в интернете имеется куча ресурсов, где обманутые пользователи делятся своими историями.

Помимо этого, администратором этих ресурсов регулярно приходят угрозы судебных разбирательств и требования удалить все негативные отзывы.

Развод или нет

Развод — и без вариантов.

И если отзывы кажутся неубедительными, распишу все по-научному:

  1. Бинарные опционы. Уже миллион раз писал в каждой статье, что БО — это не торговый инструмент, а просто ставка. Ни один лицензированный в РФ (и не только в РФ) брокер не работает с бинарными опционами.
  2. Форекс. Ни на какой Форекс ваши сделки не выводят, это обычная кухня, где курс устанавливает сама контора. Нетрудно догадаться, что курс будет не в вашу пользу.
  3. Криптовалюты. Сама суть биткоина и его аналогов состоит в том, чтобы пользователи из разных концов мира могли провести анонимный ОТС-обмен без всяких брокеров и бирж — они просто не нужны. Заодно на примере криптовалют можно легко убедиться, что брокер Айкью опцион — обычная кухня: никаких транзакций в блокчейне вы не увидите, а они там должны быть. Да вы даже адреса кошелька не увидите, чего уж там.
  4. Верификация личности. На каком основании я должен давать неизвестно кому свои паспортные данные? Ни на каком. Стандартная отмазка, чтобы отказать в выводе денег.
  5. Регуляторы. 2 лицензии, которыми владеет брокер, — филькины грамоты, которыми только одно место подтереть. Напомню, что единственный финансовый регулятор в РФ — Центробанк. Есть ли у нашего обозреваемого Айкью опцион лицензия ЦБ? Конечно, нет, и быть не может.
  6. Юридические адреса. Даже на своем сайте Айкью опцион не могут дать информацию, где же у них находится офис: на Кипре или на Сейшельских островах? Либо еще на каких-то островах? Наводит на мысль, не так ли?
  7. Компания не работает с PayPal. И неспроста. PayPal при малейшей жалобе делает полный чарджбек, что для мошенников невыгодно.

При желании можно накопать еще подводных камней об Айкью опцион, но, думаю, этого достаточно. Перейдем к отзывам.

Реальные отзывы

Да, можно сказать, что отзывы необъективные и проплаченные, но когда почти на 100% они негативные, это весомый аргумент.

Клиентов

Из положительных отзывов можно увидеть только то, что «компания IQ Option популярна на российском рынке благодаря тому, что минимальный депозит 10 долларов». На этом преимущества Айкью опцион заканчиваются.

Большинство клиентов имеют схожие претензии: «Сначала дают немного выиграть, могут успешно вывести небольшую сумму, но если завел депозит побольше — этих денег не увидишь». Все предсказуемо, ничего нового не придумали.

Трейдеров

Трейдеры жалуются на подделку котировок на бинарных опционах и блокировки аккаунтов под предлогом отсутствия верификации. Клиенты теряли суммы вплоть до 30 тысяч долларов, но средняя сумма, на которую кидает брокер Айкью опцион — 1000 долларов. Вернуть свои деньги с заблокированных аккаунтов так никому и не удалось — компания находится в оффшоре и судиться с ней бесполезно.

Опытным путем установлено, что порог, с которого начинается развод на деньги, — около 100 долларов. Суммы меньше могут и вывести, но испытывать удачу не советую.

Сотрудников

Сколько сотрудников может быть у компании-лохотрона? Нехорошее руководство, пара программистов, пара неграмотных юристов, пара «операторов техподдержки», не более. Все эти «сотрудники» Айкью опцион прекрасно осведомлены о деятельности своей компании и отзывы вряд ли будут писать.

Альтернативы

Брокер IQ Option всего лишь один из сотен брокеров-кидал. Помимо него, есть еще куча альтернатив.

Кстати, не исключено, что несколькими компаниями-мошенниками владеют одни и те же лица.

Заключение

Надеюсь, мой обзор помог кому-то сберечь свои деньги. Если это так, то читайте другие статьи и подписывайтесь в соцсетях.

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